How to Calculate Housing Subsidy Amount Independently: A Step-by-Step Guide for Ukrainians
Ukrainian citizens facing financial difficulties in paying for utility services have the opportunity to apply for state assistance in the form of housing subsidies.
However, many are curious about how to accurately calculate their subsidy amount independently, without relying on official agencies.
This article provides a comprehensive overview of the principles and steps involved in determining the subsidy sum, so every member of Ukrainian society can understand what actions are needed to obtain government support.The amount of the subsidy in Ukraine is based on a straightforward formula: it is the difference between the cost of utility services within social norms and the mandatory payment amount that the family must cover.
To calculate this independently, one should follow several steps: first, determine the average monthly income of the family over the last six months; next, divide this amount by the number of family members to find the income per person.
Then, divide this figure by the living minimum set at the beginning of 2025 – 3028 UAH.
The resulting number should be halved and multiplied by 15%, which corresponds to the mandatory payment percentage.
Multiply this percentage by the total family income to obtain the mandatory payment amount.
Subtract this from the total cost of services within social norms, and you will get the amount of the subsidy.For illustration, let’s consider a family of four: a husband, a wife on maternity leave, a three-year-old child, and a grandmother pensioner.
They live in a two-room apartment with utility bills amounting to 2800 UAH.
Income details include a salary of 8900 UAH for the husband, a child allowance of 860 UAH, and a grandmother’s pension of 3300 UAH.
First, sum their total income: 13,060 UAH.
Then, determine the income per person by dividing this sum by four, resulting in 3,265 UAH.
Next, divide this by the living minimum (3028 UAH), then divide by 2 and multiply by 15%, obtaining approximately 8.08%.
The subsequent step involves calculating the mandatory payment: multiply the total income (13,060 UAH) by 8.08%, which equals about 1055 UAH.
Finally, subtract this from the total utility costs (2800 UAH), resulting in roughly 1745 UAH as the subsidy amount.
The state compensates this sum, while payments exceeding the social norm are covered by the family themselves.If you are interested in estimating your potential subsidy, especially if you are internally displaced or own a property with debts, this method serves as a practical tool for budgeting and preparing documents to access financial aid.
Clear instructions and user-friendly tips can help every Ukrainian navigate the process of obtaining state support for utility payments.