Retirement age for Ukrainian women in 2025: what you need to know
Ukraine remains one of the countries where the pension system is quite complex and constantly changing. Every year, more and more Ukrainians are faced with new requirements for insurance experience and retirement age. This is especially relevant for women who traditionally have the right to a pension by age, but now they have to take into account additional criteria and conditions. The material "24 Channel" explains in detail at what age Ukrainian women can retire in 2025 and what nuances should be taken into account so as not to miss this important stage of life. Today, the retirement age for women in Ukraine is 60 years, which is the standard for most governments in the world. However, given changes in legislation and an increase in both criteria - age and insurance experience - the retirement age begins to be specified with each subsequent year. The Ministry of Social Policy and the Pension Fund of Ukraine are gradually introducing new requirements for the experience for obtaining state support by age. According to the updated norms, as of 2025, in order to retire at 60, a woman must have at least 32 years of insurance experience. For those who are going to retire at 63, the minimum insurance experience will range from 22 to 32 years, depending on specific circumstances. But to retire at 65, it is necessary to have from 15 to 22 years of insurance experience. This means that, for example, women with less experience — below this level — will have the right to retire later or will be required to supplement their insurance with additional years of work. Regarding the possibility of early retirement for women with children, new norms and restrictions have also appeared. For Ukrainian women who have given birth to three or more children, the retirement age remains the same as for others — 60 years. However, under certain conditions, some of them have the right to retire earlier. In particular, this concerns women who have given birth to five or more children. They can take advantage of the right to early retirement at the age of 50, but provided that they have at least 15 years of experience. A similar opportunity is provided for mothers who raised a disabled child up to six years old - the same requirements for experience and retirement age. It is important to note: the insurance period includes not only years of work, but also the period of maternity leave of up to three years. This means that a woman who, for example, has 29 years of insurance experience, but has been on maternity leave for three years, will still be able to retire at the age of 60 in 2025, provided that the appropriate conditions are met. To avoid surprises and determine the size of their future pension, Ukrainians can use a special pension calculator. This is a digital tool that allows you to estimate future payments in advance and plan your finances, taking into account all current standards and transitional provisions. Thus, regardless of changes in legislation and requirements, every Ukrainian will be able to calculate their prospects and prepare for future pension provision in advance.